Langley Mortgage Broker | Vancouver Mortgage Broker


Private lending is an ever growing segment of the lending world in BC. As banks continue to tighten regulations and make obtaining bank financing more and more difficult, more borrowers have to turn to private lending. In addition, as more clients sell their homes and downsize, they often wish to invest in private loans.

Private lending is ideal when a person’s income or credit may not fit the “bank box” or fit within the new regime of mortgage rules. The loans are all custom tailored to the specific property, credit rating, location, and type of property being offered as security.

Whether you are someone looking to borrow private funds to consolidate debt, build a home, pay out a bankruptcy, or any other reason, I can help. In addition to the large Mortgage Investment Corporations that all brokers can access, I also have several private lenders who lend exclusively through me and cannot be accessed elsewhere. This makes me ideally positioned to help with the purchase of harder-to-finance properties such as a remote cabin on a lake, a private island, or a large piece of agricultural land where bank financing is traditionally very hard to obtain.

If you are looking at getting into private investing and want to get your money working for you with the security of a mortgage, I can also assist. As a partner in a large mortgage firm, our flow of deals and requests for funds is essentially limitless. We can help guide you through the process of private investing and ensure you have proper security in the process.

Whether you are first-time buyer or an experienced buyer with excellent credit, City Wide Mortgage Services has access to the very best products and rates available across Canada.

Services offered by Vancouver Mortgage Broker: Home Purchase Mortgage | Mortgage Pre-Approval | Mortgage Renewal/Refinance | Construction Mortgage | Private Lending | Equity Mortgage | Debt Consolidation | Self Employed Mortgage

Rowan Smith Mortgage Broker - City Wide Mortgage Services offers Private Lending Services to clients across Vancouver, Yaletown, Burnaby, Richmond, Coquitlam, Surrey, South Surrey, White Rock, Langley City, Fort Langley, Langley Township, Aldergrove, Abbotsford, Chilliwack, Hope, and the surrounding areas.